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Instant Life Insurance
NO MEDICAL EXAMS OR BLOOD TESTS

Get Covered Immediately

We only use Trusted insurance companies. Coverage up to $2 million without an exam. Don't pay too much for life insurance. In just a few minutes we can help you find the right coverage at the right price.

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"Incredibly quick and easy. And I found the right policy for me."

~ Jack M, October 2024

Mutual of Omaha Life Insurance Pacific Life Life Insurance John Hancock Life Insurance Humana Life Insurance Aetna Life Insurance

Why 3 Steps Inc?

Dedicated Insurance Agent
Top-rated

Top-rated insurance companies and an agent dedicated to your needs.

Insurance Policy
Protection

A policy to protect your family that fits your budget, lifestyle, and goals.

No Life Insurance Exam
No Exams

Quick response with minimal underwriting and no exams and no bloodwork.

Types of Life Insurance

Term life insurance

A policy that provides coverage for a set period of time in exchange for regular or one-time premium payments. The entire sum is paid out to the beneficiary in a lump sum.

Whole life insurance

A policy that covers the policyholder for their entire life and guarantees a sum to the beneficiaries upon the policyholder's death.

Universal life insurance

A popular type of permanent life insurance that can remain in effect for the policyholder's entire life. It builds value over time and provides a death benefit to the beneficiaries.

Indexed universal life insurance

A type of universal life insurance that offers flexible premiums, death benefits, and the potential to accumulate cash value.

Final expense insurance

A type of permanent life insurance that covers end-of-life expenses. It's also known as burial insurance and usually has a lower coverage amount.

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